Triumph Solutions is not a lender. ineedcashloan.com is a free loan-matching and referral service operated by Triumph Solutions. We do not make loans, do not make credit decisions, and do not guarantee that any application will be approved or funded. All credit decisions are made by the lender that receives your request.
Availability. Loan products and amounts vary by lender and by state. Not all applicants qualify, and loans are not available in all states. Request amounts shown on this site ($100 to $5,000) are examples only.
Cost of borrowing. Short-term loans can be expensive. As an example, payday and cash-advance products commonly carry APRs of 300% or more; installment loan APRs commonly range from about 36% to 199% or more, depending on the lender, the product, and your state. The exact APR, fees, and repayment schedule for your loan will appear in the lender's offer and loan agreement — read it in full before accepting.
Late payments and renewals. Late-payment fees, non-payment consequences, and renewal or rollover policies vary by lender and by state. Renewing or rolling over a short-term loan will increase the total cost. Ask the lender about its policies before you sign.
Borrow responsibly. Short-term loans are intended for short-term financial needs, not as a long-term financial solution. If you are experiencing ongoing difficulty meeting your financial obligations, consider contacting a nonprofit credit counseling service.
Compensation. Triumph Solutions may receive compensation from lenders in our network if your loan is funded. This does not affect the terms or cost of your loan.